Having an effective Group Pension and remuneration scheme in place that is clearly communicated, can really help with employee engagement. I have a range of potential solutions that will provide both you, and your employees, with tax efficient benefits. Some of the areas I can discuss and help with are:

• Group pensions - Review existing arrangements and make recommendations where appropriate.
• Organising benefit roadshows and financial education programmes.
• Salary Sacrifice arrangements - Facilitating employee access to tax efficient benefits whilst at the same time reducing employers' National Insurance costs.
• Flexible Benefits and Online reward statements - Allowing employees to create a benefits package that meets their individual needs and helping them to understand and appreciate the cost of the benefits you provide.
• Private Healthcare Insurance, Group Life, Income Protection and Critical Illness - These are important benefits that help form a key part of a comprehensive employee benefits package.
• Utilising pension providers technology, where appropriate and assisting employees in finding the information that is relevant. Also helping ‘bridge the gap’ between the company, its employees and the pension provider.

The value of a pension with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise.  You may get back less than the amount invested.

The levels and bases of taxation and reliefs from taxation can change at any time and are dependent on individual circumstances.